Understanding ICBC Physiotherapy Coverage After a Car Accident

If you’ve recently been injured in a car accident in British Columbia, and sustained a whiplash, back or neck injury, you may be entitled to receive physiotherapy treatment through ICBC (Insurance Corporation of British Columbia). Physiotherapy is a form of rehabilitation that focuses on restoring movement and function after an injury. In this blog post, we will explore the benefits of ICBC physiotherapy, how it can help you recover from your injuries and what ICBC covers in terms of physiotherapy, after your motor vehicle accident. Being involved in a car accident can be a traumatic experience, both physically and emotionally. Injuries sustained in an accident may require ongoing medical treatment, including physiotherapy. If you are covered by ICBC for Physiotherapy, it’s important to understand what physiotherapy services they provide and how you can access them. 

What is covered by ICBC after a car accident?

Physiotherapy, Kinesiology, Chiropractic, Registered Massage Therapy, Acupuncture, and Clinical Counselling are some specialties covered by ICBC with no user fees payable. If you start physiotherapy treatment within 90 days (about 3 months) from the accident date, ICBC will manage the costs directly through ‘Allied Physiotherapy Health Group’, which means no out-of-pocket expenses payable by you.

How can Physiotherapy help with your Car Injury?

Car accidents can be traumatizing. A physiotherapist will work with you to design a tailored rehabilitation program that addresses your specific injuries and helps you regain strength and flexibility. Depending on your injuries, physiotherapy can include various techniques, such as manual therapy, mobilization, massage, stretching/strengthening exercises and electrotherapy. By treating your injured areas physiotherapy can help you return to your normal activities of daily life so that you can function and live without constant pain. So, if you have been in a motor vehicle accident, don’t suffer in silence as physiotherapy can help.

How can I prepare for my initial ICBC appointment with a physiotherapist?

For your initial appointment, aim to arrive early with your claim details for direct billing to ICBC. Bring all information about your ICBC accident and injuries for the assessment by the Physiotherapist, who will then create a treatment plan of care. Also, please wear comfortable clothing for a detailed assessment.

What if I work with an ICBC-approved practitioner, but they are not the right fit for me?

As a patient, you have the power to choose where to receive professional care. Your practitioner – whether a Physiotherapist, Massage Therapist, Chiropractor, or Kinesiologist – relies on your feedback after each session to tailor treatments for your best recovery. Effective communication with consistent feedback is key to ensuring you get the right care you need to reach your goals and return to full function post-injury.

How many visits does ICBC cover for physiotherapy or other approved practitioners?

If I need more practitioner treatment sessions, what should I do?

Treatment covered by ICBC is available for the first 90 days post-motor vehicle accident. Should you require further treatment your practitioner will submit a treatment plan to ICBC before your 3-month expiry date, requesting additional treatments if necessary. Upon ICBC approval, you can receive continued treatment. Allied Physiotherapy will submit your extension requests early to avoid any delays in your treatment. Our practitioners are dedicated to helping you return to your pre-injury level of function. Approved treatments can be directly billed to ICBC, eliminating any out-of-pocket expenses.

Why consider Cloverdale Physiotherapy & Sports Injury Clinic in Surrey for your ICBC injury Treatment? 

Our team of expert ICBC Physiotherapists at Cloverdale Physiotherapy & Sports Injury Clinic will create a personalized treatment plan to support your recovery journey. With direct billing to ICBC, our focus is on restoring your daily activities pain-free. Our skilled professionals specialize in Physiotherapy, Kinesiology, Massage Therapy, and Acupuncture to meet your needs and help you regain full function. Reach out to a physiotherapist today at Cloverdale Physio Clinic via our 24-hour online appointment booking or call us today and start your path to a full recovery.

We also have same day appointments available at Cloverdale Physiotherapy & Sports Injury Clinic. For directions to the clinic, click here.


  • Should I get Physio after a car accident?

Car accidents, big or small, can impact your body significantly. Physiotherapy post-accident helps to restore mobility, decrease pain and improve strength and function. Timely treatment is crucial to speed up recovery and prevent long-term complications.

  • What is the best type of therapy after a car accident?

If you have had a recent car accident, the injuries sustained can affect your health and functional ability. Physiotherapy is key for a healthy recovery by helping you regain mobility and strength. ICBC Physio endorses physiotherapy for healing and a full recovery from motor vehicle injuries. A physiotherapist will do a complete evaluation of your injury and provide you with an individualized treatment plan of what is required to get you back to pre-accident full function.

  • Does ICBC cover Physiotherapy? 

Car accidents can happen in the blink of an eye, and often they result in physical injuries that require medical attention. If you have been involved in a car accident in British Columbia, you might be wondering if your ICBC insurance covers the cost of physiotherapy. Luckily, the answer is yes! ICBC recognizes the importance of physiotherapy in helping individuals recover from car accident injuries and provides coverage for it. So, if you have been injured in a car accident and need physiotherapy treatment, rest assured that you can turn to ICBC for support, with no out of pocket costs to you on approved claims.

About Howard Morris Reg. P.T

Howard Morris is a registered physiotherapist with the Allied Physiotherapy Health Group. He treats patients with various musculoskeletal conditions using patient education, progressive exercise therapy, manual therapy, muscle trigger point release and muscle energy techniques to restore full function.  His treatment philosophy involves providing his patients with the know-how to self-manage their injuries.  He aims to provide his patients with quality treatment and care that exceeds expectations.